Traditional arisan,
The first on-chain ROSCA for Indonesia. Security deposits protect every member. Defaulters are penalized. Your savings are safe.
Traditional arisan is risky
Billions of rupiah circulate in informal arisan groups every year. When trust breaks, everyone loses.
Traditional Arisan
- Members can run away after receiving pot
- No collateral or security deposit
- No record of past defaults
- Relies purely on personal trust
ArisanAman
- Security deposit locks prevent runaways
- Defaulters lose deposit + get Debt NFT
- On-chain reputation follows forever
- Smart contract enforced rules
How it works
Simple 5-step process. Everything happens on-chain, transparently.
Create or Join Circle
Admin creates a pool with contribution amount, security deposit, and member limit. Others request to join.
Lock Security Deposit
Each approved member locks their security deposit. This protects the pool from defaulters.
Monthly Contributions
Every month, all members contribute. 7-day grace period ensures everyone has time to pay.
Winner Takes Pool
Admin determines the winner. Winner claims the pooled amount minus 2% platform fee.
Withdraw & Complete
After all rounds, members withdraw their security deposit. Reputation updated on-chain.
How Everything Connects
See the complete architecture: smart contracts, pools, members, and support systems working together in a secure, decentralized system.
Built for safety
Multiple layers of protection ensure your arisan is secure and fair.
Security Deposit System
Every member locks collateral before joining. Defaulters lose their deposit, protecting other members.
Social Vouching
Trusted members can vouch for newcomers by staking their own funds. Creates community accountability.
Gasless Experience
No wallet setup, no gas fees. Login with Google and start immediately. Web2 simplicity, Web3 security.
Debt NFT Records
Defaulters receive a permanent on-chain record. Their reputation follows them across all pools.
Reputation System
Build your on-chain credit score. Completed pools and zero defaults unlock premium features.
Transparent Fees
Only 2% fee on winning payout. Earn 3% yield on locked funds (5% total yield: 2% platform, 3% customer). No hidden charges. Pool creation, joining, and withdrawals are FREE.
landing.features.items.zkKyc.title
landing.features.items.zkKyc.desc
4 layers of protection
We don't just rely on trust. Every member is protected by multiple security mechanisms enforced by smart contracts on the blockchain.
What happens when someone defaults?
Admin reports the default after 7-day grace period
Security deposit is automatically liquidated
Any vouches received are also liquidated
Recovered funds compensate the pool
Defaulter receives Debt NFT (permanent record)
Trustless Enforcement Flow
Mathematical guarantee that cheating is impossible. Every step is enforced by smart contract code, not social trust.
Happy Path
- ✓4 members lock Rp 2jt deposit each
- ✓Deposits earn yield (~5% APY = Rp 100k/year)
- ✓All pay Rp 1jt monthly → Pot: Rp 4jt
- ✓Winner gets full pot: Rp 4jt
- ✓Complete → Get deposit + yield back
- ✓Reputation +1 (permanent on-chain)
Default Path
- ✗Member doesn't pay >7 days grace period
- ✗Deposit (Rp 2jt) automatically seized
- ✗Permanent DebtNFT minted to wallet
- ✗Reputation destroyed (visible on-chain)
- ✗Banned from platform forever
- ✗Seized funds compensate other members
Traditional vs ArisanAman
Frequently asked questions
Everything you need to know about ArisanAman
Ready to start your safe arisan?
Create your first circle in under 2 minutes. No wallet setup, no gas fees. Just login with Google and invite your community.